Ford Motability & PIP FAQs

Explore our Ford Motability & PIP FAQ section if you have any questions about the scheme. Or, for a more general overview of how it works, check out our comprehensive Motability guide.

Q: How does Ford Motability work?

A: You exchange your mobility allowance for a lease on a brand new Ford. After choosing the model you want, the payments are taken from your mobility allowance every four weeks. Some cars cost less than your allowance, meaning you keep the difference. More expensive models may need a one-off Advance Payment. You can nominate someone to drive on for you, or you can get a Ford Motability car on behalf of someone under 17. The scheme gives those with reduced mobility a way to keep their freedom.

Q: What’s included with Ford Motability?

A: With Pentagon Motability, you get:

• A new Ford car
• Fully comprehensive insurance
• Up to two named drivers
• Full RAC breakdown cover
• Road tax
• Servicing and maintenance
• Tyre and windscreen replacements
• Some free adaptations

Q: What’s the mileage allowance on a Ford Motability car?

A: You get a total allowance of 60,000 miles on a three-year lease or 100,000 miles for a five-year lease. Anything over is charged 5p per mile. If you’ve done under 15,000 miles at the end of your lease, you may be able to extend your agreement for one or two years with a yearly mileage allowance of 20,000.

Q: What Ford cars care available on the scheme and how much will they cost me?

A: Find the full list of the Ford Motability cars available here. Models change every three months. The prices vary model to model. With cheaper leases you might get part of your mobility allowance back. More expensive models require an advance payment.

Q: Can I buy my Ford Motability car when the agreement is over?

A: No, you can’t buy your car. But you do have three options when your agreement comes to an end. You can:

1. Choose another Ford car to lease for three years.
2. Extend your current lease - only available in the last three months of your agreement.
3. Give your car back to restore your mobility allowance.

Q: How much is the Motability good condition bonus?

A: You can receive up to £600 if you give your Ford Motability car back in good condition after a three-year agreement. If you maintain the car properly, including paintwork, interior tyres etc., you’ll get a cheque in the post.

Q: Can I use my relative’s Ford Motability car for work?

A: Only people who are nominated are able to drive the car, as long as it’s for the sole benefit of the claimant. For example, you could go to the shops, pick up medication or carry out other daily tasks for them.

Q: How long does it take to get a Ford Motability car?

A: Lead time varies for every model. One we’ve finalised your application together, we’ll let you know how many weeks until your new Ford car is delivered. If you already have a Ford on Motability, you won’t get your new model until the end of your current agreement.

Q: Can I change my Ford car on Motability early?

A: If you need to change your model early, you need a valid reason. To do so, cancel your current lease and apply for another. There’s a £250 admin fee for changing models and you give up your good condition bonus as well. If you cancel your agreement more than three times in seven years, your future eligibility for the scheme may be affected.

Q: Do I need to make an appointment to speak to someone about Motability?

A: We've have a team of Motability specialsits at our Pentagon dealerships. You can give us a ring on 0333 222 0424 for a quick chat, visit your local Ford dealership or book in for a video chat appointment. We're more than happy to run through any parts of the scheme with you.

Q: How Do you qualify for Motability?

A: To qualify for a Ford Motability car, you need to receive a mobility allowance. Each of the four allowances has different criteria.

• HRMC DLA: children under 16 who have difficulty walking or need to be looked after.
• ERMC PIP: people aged 16-64 who need extra help because of an illness, disability or mental health condition.
• WPMS: those receiving a War Pension due to leg amputation or claiming 40%+ War Pension due to reduced mobility.
• AFIP: injury or illness due to service in the armed forces.

To get a Ford on Motability, you need to be eligible for one of these allowances with at least 12 months of payments left. 

The table below shows how much of each allowance you need to be eligible for the scheme.

Q: Can I get a Ford Motability car on standard rate PIP?

A: Only the Enhanced Rate Mobility Component of PIP qualifies for the Motability Scheme.

Q: What are the different PIP rates?

A: The weekly PIP rates are:

• PIP Daily Living Enhanced Rate £87.65
• PIP Daily Living Standard Rate £58.70
• PIP Mobility Enhanced Rate £61.20
• PIP Mobility Standard Rate £23.20

Q: Are Motability & PIP different?

A: Motability is a scheme which gives people with reduced mobility a lease on a brand new car. PIP, Personal Independence Payment, is a mobility allowance which can be used as payment for a Motability car.

Q: What are the Ford Motability car prices?

A: The cost for each Ford Motability car varies from model to model. Some cost less than your allowance, so you keep the difference. Some cost more, so you’ll have to pay a one-off Advance Payment.

Q: Who pays for Ford Motability Adaptations?

A: There are some adaptations that are completely free, helping those with reduced mobility to get on the road safely. You have to pay for some adaptations, but we can help you to apply for a charitable grant from Motability if you can’t afford essential adaptations.

Q: How much does it cost to add a third driver?

A: You can have two named drivers for free, but adding a third costs £219.

Q: When do the Ford Motability car prices change?

A: The scheme negotiates prices with Ford every three months, giving claimants the best possible deal on a range of brand new Ford cars.

Q: Who insures Ford Motability cars?

A: The Motability Scheme partners with RSA to give fully comprehensive insurance to all Motability users.

If you still have any questions, don’t hesitate to get in touch with us, or give us a ring on 0333 222 0424 to speak with one of our Motability specialists. Come visit your local Pentagon Ford dealership for a better look at any car.