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St. Helens
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Ford Finance

Find the best Ford Finance option to fund your car
Get your dream car with Ford finance. Sit behind the wheel of a brand new model with low monthly payments and a custom term. All agreements are tailored to your budget and credit rating with SAF-approved specialists offering constant help, making the process quick and convenient.

Why use Pentagon for Ford finance?
- Fixed Rates - your payments will always stay the same during the course of your agreement.
- Low Deposit - Most of our Ford finance deals only need a small deposit of £99. Some don’t even need a deposit at all!
- Easy to Arrange - there aren’t any forms to fill in. All we’ll ask is for a few basic details at the time of the sale.
Explore latest Ford Finance offers Get 0% Ford Finance
Find out which Ford Finance option suits you best

Explore below to learn more about each type of Ford Finance available.
Ford Personal Contract Purchase (PCP)

PCP is a popular choice for Ford finance with both new and used cars. You essentially hire a Ford car with a deposit and monthly payments. Then at the end of your Ford finance agreement, you can choose to give it back or pay a final balloon payment to keep it.

With PCP, you’re paying for the loss in value over the course of your agreement, rather than paying for the value of the car. This gives you lower monthly payments that are fixed for the duration of your contract, and you don’t have to worry about the car depreciating in value.
Ford Personal Contract Hire (PCH)

Ford PCH is an economical way to fund your car. PCH is a personal lease, giving you a brand new Ford car for an agreed period.

And you can even add on servicing, maintenance and repairs as part of your monthly payments so you have one less thing to worry about! At the end of your term, you give your vehicle back or choose a new Ford car.
Ford Hire Purchase (HP)

With Hire Purchase, you put down an initial deposit and pay monthly payments to cover the full value of your Ford. And at the end of your agreement, you own the car.

Deposits tend to be around 10% of the value of your chosen Ford model, with the rest being paid off with the monthly payments. HP can last from one to five years, depending on how much you want to pay per month.
Car finance checker
A free, fast and easy way to find Ford finance packages tailored to you.

Choose any car, new or used, then Car Finance Checker analyses eligibility for funding. It uses an advanced credit decision-making engine to predict the chances of you being approved for Ford car finance from a range of approved lenders.

This free service is without obligation and doesn’t affect your credit rating or profile.
SAF Approved Ford Finance from Pentagon
We’re Specialist Automotive Finance (SAF) Approved, showing our commitment to increased professional standards and motor finance knowledge.

Each of our dealerships are SAF Approved. All our customer-facing employees who are involved in selling Ford finance have also completed an SAF competence test.

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Ford Finance Enquiry

Please complete the form below:

Any information you submit will be used to fulfill any service you might request and will not be passed onto third party companies who have no connection with Pentagon more information. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to.

Locations

Please contact us if you require additional information.

Pentagon Ford Runcorn

Edwards Road
Runcorn Cheshire
WA7 2XP
Pentagon Ford St. Helens

Sherdley Road
St. Helens Merseyside
WA9 5AD
Pentagon Ford Warrington

Winwick Road
Warrington Cheshire
WA2 7NY

Pentagon

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Representative Finance Example

APR Representative 8.9%

Cash Price £8,995

Deposit £181.00

1st Monthly Payment £181.06

58 Monthly Payment £181.06

Final Monthly Payment £182.06

Amount of Credit £8,814.00

Total Amount Payable £11,045.00

Total Charge for Credit £2,049.60

Fixed Interest per Annum 4.65%

Duration 60 Months

© 2021 Pentagon Motor Group is a division of Motus Group (UK) Limited
© 21st Century Internet Ltd

© Pentagon Motor Group is a division of Motus Group (UK) Limited. Motus, Oakingham House, Ground Floor, West Wing, London Road, Loudwater, High Wycombe, Bucks, HP11 1JU. Registered in England and Wales, Number: 653665. VAT Registration Number: GB880984866. ICO Data Protection Registration Number: Z6033829.

Representative Hire Purchase Finance Example
Cash Price	Deposit	1st Monthly Payment	58 Monthly Payment	Final Monthly Payment	Amount Of Credit	Total Amount Payable	Total Charge For Credit	Fixed Rate Of Interest Per Annum	Duration
£8,995	£181.00	£181.06	£181.06	£182.06	£8,814.00	£11,045.00	£2,049.60	4.65%	60 Months
8.9% APR Representative

The first payment includes a £0 initial acceptance fee and the final payment includes a £1 option to purchase fee. Pentagon is a credit broker and not a lender. The APR in this example is representative of the whole website and includes manufacturer supported offers and standard finance rates. At least 51% of customers agreements arranged through Pentagon are at or below the representative APR shown.

Selected new car and van prices that are shown may apply to pre-registered vehicles in stock with delivery miles only. Demonstrator vehicles may show an estimated mileage based on the age of the vehicle as they are still in use. Although we aim for this to be accurate within the last 31 days, please check with the dealership before considering your purchase.

Pentagon Motor Group is a division of Motus Group (UK) Limited which is authorised and regulated by the Financial Conduct Authority to act as a credit broker and not a lender (FCA number is 680108), sourcing credit to assist our customers' purchases from a carefully selected panel of lenders. For a list of these lenders please click here. Lenders may pay us a fee for these introductions. A guarantor may be required. If you choose vehicle finance you will not own the vehicle until all payments are made. Applicants must be 18 years or over. Finance acceptance and interest rate is subject to status.

For the sale of general insurance Motus Group (UK) Ltd is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Motus Group (UK) Ltd to act as an agent on behalf of the insurer for insurance distribution activities only.

0333 numbers cost 2.5p per minute from a standard BT landline which is the same as if you were calling an 01 or 02 number and is usually included within your mobile contract minutes (where applicable). 0800 calls are free from a standard BT landline. Calls from other networks and mobiles may vary. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to. Vehicles and images are shown for illustration purposes only. Fuel consumption information is official government environmental data, tested in accordance with the relevant EU directive. Official EU-regulated test data is provided for comparison purposes and actual performance will depend on driving style, road conditions and other non-technical factors.

Price changes

The quoted price is subject to taxes, import duties, levies and/or government charges. Any changes to these charges are outside of the control of Motus Group (UK) Limited and will be passed through to you in the final invoice.

Any changes to the vehicle cost price from our manufacturer (e.g. as a result of currency exchange movements) will be passed through to you in the final invoice. Should there be any changes to the invoiced price we will notify you as soon as we are aware. You are able to cancel the contract without penalty up to 7 days after receipt of the price notification.