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Ford Finance

Pentagon Ford Car Finance Deals

Get your dream car with Ford finance. Sit behind the wheel of a brand new model with low monthly payments and a custom loan term. Choose the Low Payment Plan or Traditional Ford Finance to fund the perfect car. The agreements are tailored to your budget and credit rating with SAF-approved specialists offering constant help, making the process quick and convenient.

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Fixed Rates

Your regular payments will stay the same during the course of your agreement, no matter how much the Bank of England base rate fluctuates.

Low Deposit

The vast majority of our Ford finance deals only need a small deposit of £99. Some don’t even need a deposit at all!

Easy to Arrange

It’s an easy process. There aren’t any forms to fill in. All we’ll ask is for a few basic details at the time of the sale and to bring your driving licence into us before collection.

We offer two mains types of vehicle loans to get you a Ford on finance:
- Traditional Finance (or Hire Purchase)
- Low Payment Plan Finance (or Personal Contract Plans)
Key Features of Low Payment Plan (PCP) Ford Finance
The Pentagon Low Payment Plan, also known as Personal Contract Purchase (PCP), is a popular and flexible way of financing a Ford car. It’s close to Traditional Finance but the monthly payments are lower as there’s an optional final payment at the end of the loan, the Guaranteed Future Value. This reflects a percentage of the expected value of the vehicle at the end of the agreement. At this point, you can either pay the final payment to keep the car or return it back to the finance company. Using this Ford Finance option means that you can drive a higher spec model whilst paying lower monthly payments.

Affordability

Part of the car’s value is deferred until the end of the agreement so the monthly payments are lower than many other Ford finance options.

Fixed Interest Rate

Other interest rates rising won’t affect the interest rate on your Ford finance repayments.

Financial Security

The value of your car is kept secure at the end of the loan thanks to our Guaranteed Future Value.

Choice

You have three choices at the end of the agreement. You can:
- Make the final payment and keep the vehicle
- Give the car back
- Trade it in
Key Features of Traditional (Hire Purchase) Ford Finance

Traditional Ford Finance, also known as Hire Purchase (HP), suits those who want to keep the car for longer than the loan term. The deposit is deducted from the total cash price of the vehicle to give the balance that needs financing. Interest is added, then the price is paid in equal instalments throughout the agreement with the choice of a 2, 3, 4 or 5-year Ford finance contract. This is the most simple and popular method of getting a Ford on finance. And after the final payment is made, you own the car.

Fixed Repayments

The amount you pay every month and the repayment period are fixed and will not change during the agreement.

Fixed Interest Rate

The interest on your Ford finance monthly payments are fixed and will not rise, even if other interest rates do.

Flexible Payment Terms

Choose the perfect length for a repayment period to suit your budget, with Ford finance offers between 12 and 60 months.

Low or No Deposit

There’s plenty of ways to put down a deposit on our Ford cars on finance. You can part-exchange your car and use that amount as your deposit, or skip the deposit and get finance for the whole amount.
Car Finance Checker

It’s a fast, free and easy way to get the perfect Ford finance deal tailored to your credit profile.

Choose any car, new or used, then Car Finance Checker will analyse your eligibility for funding on that vehicle. It uses an advanced credit decision-making engine to predict the chances of you being approved for Ford car finance from a range of approved lenders.

This free service is without obligation and doesn’t affect your credit rating or profile.
SAF Approved Ford Finance From Pentagon

We’re Specialist Automotive Finance (SAF) Approved, showing our commitment to increased professional standards and motor finance knowledge.

Each of our dealerships are SAF Approved. All our customer-facing employees who are involved in selling Ford finance have also completed an SAF competence test.

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Ford Finance Enquiry

Please complete the form below:

Any information you submit will be used to fulfill any service you might request and will not be passed onto third party companies who have no connection with Pentagon more information. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to.

Locations

Please contact us if you require additional information.

Pentagon Ford Runcorn

Edwards Road
Runcorn Cheshire
WA7 2XP
Pentagon Ford St. Helens

Sherdley Road
St. Helens Merseyside
WA9 5AD
Pentagon Ford Warrington

Winwick Road
Warrington Cheshire
WA2 7NY

Pentagon

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Representative Finance Example

APR Representative 7%

Cash Price £8,995

Deposit £169.00

1st Monthly Payment £318.65

58 Monthly Payment £168.65

Final Monthly Payment £318.65

Amount of Credit £8,826.00

Total Amount Payable £10,558.00

Total Charge for Credit £1,293.00

Fixed Interest per Annum 2.93%

Duration 60 Months

© 2021 Pentagon Motor Group is a division of Motus Group (UK) Limited
© 21st Century Internet Ltd

© Pentagon Motor Group is a division of Motus Group (UK) Limited. Motus, Oakingham House, Ground Floor, West Wing, London Road, Loudwater, High Wycombe, Bucks, HP11 1JU. Registered in England and Wales, Number: 653665. VAT Registration Number: GB880984866. ICO Data Protection Registration Number: Z6033829.

Representative Hire Purchase Finance Example
Cash Price	Deposit	1st Monthly Payment	58 Monthly Payment	Final Monthly Payment	Amount Of Credit	Total Amount Payable	Total Charge For Credit	Fixed Rate Of Interest Per Annum	Duration
£8,995	£169.00	£318.65	£168.65	£318.65	£8,826.00	£10,558.00	£1,293.00	2.93%	60 Months
7% APR Representative

First payment includes a £150 initial acceptance fee and final payment includes a £150 option to purchase fee. Pentagon is a credit broker and not a lender. The APR in this example is representative for the whole website and includes manufacturer supported offers and standard finance rates. At least 51% of customers agreements arranged through Pentagon are at or below the representative APR shown.

Selected new car and van prices shown may apply to pre-registered vehicles in stock with delivery miles only. Demonstrator vehicles may show an estimated mileage based on the age of the vehicle as they are still in use. Although we aim for this to be accurate within the last 31 days, please check with the dealership before considering your purchase.

Pentagon Motor Group is a division of Motus Group (UK) Limited which is authorised and regulated by the Financial Conduct Authority to act as a credit broker and not a lender (FCA number is 680108), sourcing credit to assist our customers purchases from a carefully selected panel of lenders. For a list of these lenders please click here. Lenders may pay us a fee for these introductions. A guarantor may be required. If you choose vehicle finance you will not own the vehicle until all payments are made. Applicants must be 18 years or over. Finance acceptance and interest rate is subject to status.

For the sale of general insurance Motus Group (UK) Ltd is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Motus Group (UK) Ltd to act as an agent on behalf of the insurer for insurance distribution activities only.

0333 numbers cost 2.5p per minute from a standard BT landline which is the same as if you were calling an 01 or 02 number and is usually included within your mobile contract minutes (where applicable). 0800 calls are free from a standard BT landline. Calls from other networks and mobiles may vary. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to. Vehicles and images are shown for illustration purposes only. Fuel consumption information is official government environmental data, tested in accordance with the relevant EU directive. Official EU-regulated test data is provided for comparison purposes and actual performance will depend on driving style, road conditions and other non-technical factors.

Price changes

The quoted price is subject to taxes, import duties, levies and/or government charges. Any changes to these charges are outside of the control of Motus Group (UK) Limited and will be passed through to you in the final invoice.

Any changes to the vehicle cost price from our manufacturer (e.g. as a result of currency exchange movements) will be passed through to you in the final invoice. Should there be any changes to the invoiced price we will notify you as soon as we are aware. You are able to cancel the contract without penalty up to 7 days after receipt of the price notification.