Explore our Motability & PIP FAQ section to find out everything you need to know about the scheme. For an overview of how it works, explore our Motability guide.
A: You exchange your mobility allowance for a lease on a brand new car. Choose the car you want and the payment is taken out of your mobility allowance every four weeks. If the cost of the car is less than your allowance, you keep the difference. You can nominate someone to drive for you and you can also claim Motability for under 17-year-olds. This gives people with limited mobility a way to retain their freedom.
A: You get:
A: For three-year agreements, the total mileage allowance is 60,000 miles. And for five-year agreements, the limit is 100,000 miles. Any extra miles are charged at 5p per mile. If you’ve driven under 15,000 miles, you might be able to keep your car for one or two years. If this is the case, you get an extra allowance of 20,000 miles per year.
A: You can’t buy your Motability car after three years but at the end of your lease agreement you have three options:
A: If you return your Motability car in good condition, you can receive up to £600 back for a three-year lease. If you keep your car in good condition, including the paintwork, interior, tyres etc., you’ll receive this bonus. If your car meets these conditions, you receive a cheque in the post.
A: Only nominated drivers can use a Motability car, and this should only be for the sole benefit of the claimant. For example, you could drive to the shops, pick up medication or other routine activities.
A: Lead time on Motability cars depends on the manufacturer and model you choose. When finalising your application, we’ll let you know how many weeks until your car is delivered. If you already have a Motability car, you won’t receive your new model until the end date of your current agreement.
A: You can change your Motability car early, but you need a valid reason. You can do so by cancelling your current lease and reapplying for a different car. There’s an admin fee of £250 when you cancel and your good condition bonus is waived too. Bear in mind if you cancel your agreement more than three times in seven years, your eligibility may be affected.
A: To qualify for the Motability Scheme, you need to receive a mobility allowance. Each of the four allowances has different criteria.
HRMC DLA: children under 16 who have difficulty walking or need to be looked after.
ERMC PIP: people aged 16-64 who need extra help because of an illness, disability or mental health condition.
WPMS: those receiving a War Pension due to leg amputation or claiming 40%+ War Pension due to reduced mobility.
AFIP: injury or illness due to service in the armed forces.
To claim Motability, you need to be eligible for one of these allowances with at least 12 months of payments left. Check the table below to see how much of each mobility allowance you need to be eligible.
Amount per week
Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
War Pensioners' Mobility Supplement (WPMS)
Armed Forces Independence Payment (AFIP)
£61.20 (mobility element of this allowance)
A: You need to receive the Enhanced Rate Mobility Component of PIP to qualify for the Motability Scheme.
A: The weekly PIP rates:
PIP Daily Living Enhanced Rate £87.65
PIP Daily Living Standard Rate £58.70
PIP Mobility Enhanced Rate £61.20
PIP Mobility Standard Rate £23.20
A: Motability is a scheme which gives people with reduced mobility a lease on a brand new car. PIP, Personal Independence Payment, is a mobility allowance which can be used as payment for a Motability car.
A: The cost of a Motability car depends on the make and model, with over 2,000 vehicles available on the scheme. You give your mobility allowance in exchange for a car, with some costing less than your allowance. If this is the case, you keep the difference. More expensive models require the full allowance plus an advanced payment.
A: There are some completely free adaptations to help get you on the road. Some require payment, but you can apply for charitable grants from Motability to help with the cost if you can’t afford essential adaptations.
A: The first two named drivers are free, but to add a third it costs £219.
A: The prices change every three months when the scheme negotiates prices with manufacturers. This allows claimants to get the best possible deal on a wide range of brand new cars.
A: Insurance is provided for you as part of the scheme. RSA and Motability work together to give every single Motability car full insurance coverage so you have nothing to worry about.
Please contact us if you require additional information.
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