Fund the car of your dreams with Vauxhall finance. Our SAF-approved finance specialists, available at every dealership, are on hand to help you find the ideal way to fund a vehicle. Get quick, convenient funding for your car with low monthly payments and flexible repayment terms, with both Low Payment Plan and Traditional Ford Finance available.
Regular monthly payment rates will not change during the course of the loan agreement, even if the Bank of England base rate changes.
The majority of Vauxhall finance deals only need a small deposit of £99. Some are even deposit free!
Easy to Arrange
There are no complicated forms to fill in. All we need are some basic details at the time of the sale and for you to bring in your driving licence before picking up the car.
Here at Pentagon, we offer two ways to get a Vauxhall on finance:
The Pentagon Low Payment Plan, also known as Personal Contract Purchase (PCP), is a flexible way to get a Vauxhall car on finance. It’s like Traditional Finance but with lower monthly payments and an optional final payment at the end. This Guaranteed Future Value payment indicates a percentage of the anticipated value of the car at the end of the agreement. You can either make the final payment or give the vehicle back to the finance company. This Vauxhall finance offer gets behind the wheel of a high spec model for a lower monthly cost.
Monthly payments are reduced due to part of the car’s value being carried over to the end of the loan term.
Fixed Interest Rate
The interest rate on your Vauxhall finance repayments is fixed. They’ll never raise even if others do.
Guaranteed Future Value gives the certainty of the car’s value at the end of the loan.
There are three choices at the end of the agreement. You can make the final payment and keep the vehicle, give it back or trade it in for a different model.
With Traditional Vauxhall Finance offers, or Hire Purchase (HP), you keep the vehicle for longer than the term of the loan. At the start of the term, you give a deposit which is deducted from the total price of the car. This remaining balance is then financed. Interest is then added, with the remaining balance and interest being paid in equal monthly instalments. This is over 2, 3, 4, or 5 years, depending on how long you want the loan for. This simple loan method is popular for buying a Vauxhall car on finance. Once the final payment is made and the agreement is over, the car is all yours.
At the start of the agreement, the amount paid every month and the repayment period are both locked in and never change.
Fixed Interest Rate
The interest rate on your monthly finance repayments will never go up, even if other interest rates do.
Flexible Payment Terms
You get to specify the repayment period. Choose between 12 and 60 months for the perfect loan term to suit your budget.
Low or No Deposit
Take advantage of a low deposit by part-exchanging your current vehicle and using that as the initial payment. Or choose to skip the deposit and instead finance the whole balance.
Car Finance Checker is a quick, completely free way to discover the perfect Vauxhall car finance deal suited to your credit profile.
Choose a new or used car and the service checks your credit eligibility for that specific model. It uses a sophisticated system to predict the likelihood of your approval for financing from various approved lenders.
There’s no cost, it’s obligation-free and does not affect your credit rating at all.
Our Specialist Automotive Finance (SAF) Approved status shows our ongoing dedication to increased professional standards and motor finance knowledge.
Here at Pentagon, all our dealerships are SAF Approved. And all our customer-facing Vauxhall finance experts have completed an SAF competence test too.
Representative Hire Purchase Example
|1st Monthly Payment||£326.10|
|58 Monthly Payments||£176.10|
|Final Monthly Payment||£326.10|
|Amount Of Credit||£8818.90|
|Total Amount Payable||£11042.10|
|Total Charge For Credit||£2047.10|
|Fixed Rate of Interest p.a.||3.96%|
8.9% APR Representative
Total charge for credit includes a £150 initial acceptance fee payable with the first payment and a £150 option to purchase fee payable with the final payment.
Pentagon is a credit broker and not a lender.
The limited companies trading as Pentagon are authorised and regulated by the Financial Conduct Authority to act as a credit broker. For a list of these limited companies click here. Each company acts as a credit broker, sourcing credit to assist our customers purchases from a carefully selected panel of lenders. Lenders may pay us a fee for these introductions. A guarantor may be required. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.
The APR is dependant upon your individual circumstances, the term and loan amount.
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Please contact us if you require additional information.
8 Tritton Road
Sir John Robinson Way
Sheffield South Yorkshire