SEAT Motability & PIP FAQs

We’ve compiled a list of commonly asked questions about the Motability Scheme and PIP to answer any queries. For a more general overview of how it all works, explore our comprehensive Motability Guide.

Q: How does SEAT Motability work?

A: If you receive an eligible mobility allowance, you can swap it for a lease on a brand new SEAT car. With help from our friendly advisors, you select the model you want and the lease payments are taken from your mobility allowance every four weeks. If a model costs less than your allowance, you keep the difference. If a model costs more, you may have to pay a one-off Advance Payment. You’re able to nominate two drivers or you can claim a SEAT Motability car on behalf of someone under the age of 17. Motability gives people a way to retain the freedom of mobility.

Q: What’s included with SEAT Motability?

A: You get:

• A new SEAT car
• Comprehensive insurance included
• Up to two named drivers
• RAC breakdown cover
• Road tax included
• Servicing and maintenance
• Tyre and windscreen replacements
• Some free adaptations

Q: What’s the mileage allowance on a SEAT Motability car?

A: With a three-year lease, you get a total allowance of 60,000 miles or 100,000 miles for a five-year agreement. Anything over your allowance costs 5p per mile. Drive under 15,000 miles and you can extend your lease for one or two years, with an additional allowance of 20,000 miles.

Q: What SEAT cars care available on the scheme and how much will they cost me?

A: Find the full list of the SEAT Motability cars available. Models change every three months. The prices vary model to model. With cheaper leases you might get part of your mobility allowance back. More expensive models require an advance payment.

Q: Can I buy my SEAT Motability car when the lease is over?

A: You can’t buy your SEAT Motability car at the end of your lease, but you do have three options. You can:

1. Choose another SEAT car for three years.
2. Extend the lease of your current SEAT car (only available in the last three months of your lease.)
3. Hand your car back and regain your mobility allowance.

Q: How much is the Motability good condition bonus?

A: You can get up to £600 back if you keep your SEAT Motability car in good condition after a three-year lease. Maintain the paintwork, keep the interior clean, make sure the tyres are inflated and not low on tread etc. and you’ll get a cheque in the post.

Q: Can I use my relative’s SEAT Motability car for work?

A: You can only use a Motability care if you’re a nominated driver and it’s for the benefit of the claimant. E.g. going to the shops, picking up medication or carrying out any other daily tasks for them.

Q: How long does it take to get a SEAT Motability car?

A: The lead time varies for each model. Once we’ve worked with you to finalise your application, we’ll let you know how many weeks until your new SEAT car is delivered. If you already have a car on Motability, you won’t receive your new one until the end of your current agreement.

Q: Can I change my SEAT Motability car early?

A: You can change models early (only if you have a valid reason) by cancelling your current lease and applying for a new one. You’ll incur a £250 admin fee and waive your good condition bonus. Keep in mind that cancelling your agreement more than three times in seven years may affect your eligibility to the scheme.

Q: Do I need to make an appointment to speak to someone about Motability?

A: We've have a team of Motability specialsits at our Pentagon dealerships. You can give us a ring on 0333 222 0424 for a quick chat, visit your local SEAT dealership or book in for a video chat appointment. We're more than happy to run through any parts of the scheme with you.

Q: How Do you qualify for Motability?

A: To be able to apply for a SEAT Motability car, you need to receive a mobility allowance. Each of the four allowances has different criteria:

• HRMC DLA: children under 16 who have difficulty walking or need to be looked after.
• ERMC PIP: people aged 16-64 who need extra help because of an illness, disability or mental health condition.
• WPMS: those receiving a War Pension due to leg amputation or claiming 40%+ War Pension due to reduced mobility.
• AFIP: injury or illness due to service in the armed forces.

To get a SEAT on Motability, you need to be eligible for one of these allowances with at least 12 months of payments left. 

The table below shows how much of each allowance you need to be eligible for the scheme.

Q: Can I get a SEAT Motability car on standard rate PIP?

A: Only recipients of the Enhanced Rate Mobility Component of PIP are eligible for the scheme.

Q: What are the different PIP rates?

A: The weekly PIP rates are:

• PIP Daily Living Enhanced Rate £87.65
• PIP Daily Living Standard Rate £58.70
• PIP Mobility Enhanced Rate £61.20
• PIP Mobility Standard Rate £23.20

Q: Are Motability & PIP different?

A: Motability is the scheme which gives those with reduced mobility a lease on a brand new car. PIP (Personal Independence Payment) is the mobility allowance used as payment for a Motability SEAT car.

Q: What are the SEAT Motability car prices?

A: The price of each SEAT Motability car varies with each model. Some models will cost less than your allowance, so you keep the difference. Some models will cost more, so you’ll have to pay a one-off Advance Payment.

Q: Who pays for your Motability Adaptation?

A: You can get some adaptations for free, but you’ll have to pay for some. We can help you apply for a charitable grant from the Motability scheme if you can’t afford any essential adaptations.

Q: How much does it cost to add a third driver?

A: The first two named drivers are free, but to add a third it costs £219.

Q: When do the SEAT Motability car prices change?

A: The Motability Scheme negotiates the prices with SEAT every three months so claimants get the best deal on a new SEAT car.

Q: Who insures SEAT Motability cars?

A: The RSA works with the scheme to give fully comprehensive insurance to all Motability users.

Still have questions about the scheme? We’re more than happy to answer them! Just give us a call on 0333 222 0424 to speak to one of our friendly Motability specialists, visit your local Pentagon SEAT dealership or fill out an enquiry form.