How To Take Home A Motability Car With Personal Independent Payments (PIPs)

14 Posted: 14th Jun 2019
How To Take Home A Motability Car With Personal Independent Payments (PIPs)

Following the launch of the Motability scheme in 1977, it has become much easier for disabled people across the UK to enjoy the same kind of freedom that most able-bodied drivers take for granted.

  • The scheme allows people in receipt of the higher or enhanced rate of the mobility allowance to lease a car, scooter, or a powered wheelchair. Up to two named drivers are also allowed to drive the leased vehicle – people typically choose family members or carers.

    Thanks to Motability, millions of disabled people can enjoy a new-found sense of freedom. The fact that many of the world's leading car manufacturers have signed up to the scheme means there's also a huge range of vehicles to choose from. Models from top brand names such as VauxhallFordSEAT, and more can be leased through Pentagon Group. If you're interested in a small nimble fuel-efficient car that's ideal for city driving, or perhaps a roomier people carrier with more space, a member of our friendly and knowledgeable Motability team will be able to help.

  • Pentagon Motability Customer Feedback

  • What is PIP (Personal Independent Payments)?

    In 2013 the government began the process of creating a new system of disability benefits, replacing the Disability Living Allowance (DLA) with Personal Independence Payments (PIPs) for people aged between 16 and 64.

    Can I Get a Car on PIP?

    PIPs come in two parts, a daily living component, and a mobility component. You'll receive either the standard or enhanced rate, but only people who qualify for the higher payment of the mobility component are eligible to join the Motability scheme.  

    It's important to note that PIPs represent a newer type of support and therefore not everyone who met the criteria for receiving the higher or enhanced rate of mobility allowance under the old DLA scheme will be eligible to receive the higher rate of benefit under the current system. Rates are assessed regularly to ensure that people are receiving the correct level of financial support based on their circumstances.

    I qualify for the enhanced rate – what now?

    Using your higher rate of PIP to join the Motability scheme is quick and easy with the help of Pentagon. First of all, you'll want to book an appointment with a member of our team to find out exactly what is involved, from the range of Motability vehicles you'll be able to choose from, to how servicing and maintenance works.

    The great news is that leasing a vehicle through Motability from Pentagon means you won't need to worry about a thing. By exchanging all or part of your PIP you'll receive a new vehicle plus a 60,000-mile allowance every three years. Comprehensive insurance is included too, along with replacement tyres, windows, and windscreens when required, car breakdown cover provided by the RAC, plus servicing and maintenance.

    Are there any hidden costs?

    The Motability scheme has been designed to offer disabled people a convenient and affordable way to get mobile. You can rest easy knowing that there are no hidden costs associated with leasing a vehicle through Pentagon. There are hundreds of cars available that can be leased using the PIP alone. Drivers who want a vehicle with higher specifications can choose to make an advance payment. It all depends on what type of model you're interested in driving. Our team will be able to provide advice and guidance to make the decision easier.

    It's also worth noting that PIPs payments will often cover the cost of having a vehicle adapted so it meets your personal needs. Many thousands of people who join the Motability scheme do just that. You might require a wheelchair stowage system to be fitted to the car, or for the vehicle's pedals to be modified. Swivel seats and hoists can be installed to make entering and exiting the car simpler, while steering aids can be fitted to make driving easier. To find out more, get in touch and ask for a copy of our “Make it Yours” brochure – a complete guide to adaptions. 

    What support can I expect from Pentagon?

    Rest assured that our fully trained staff will support you all the way, from selecting a vehicle to completing the paperwork on your behalf. We offer a personal service by appointment to make sure you understand how the Motability scheme works and we'll even come and pick you up and bring you to your nearest dealership if you need a hand reaching us.

    Choosing the right vehicle to suit your needs is vital, of course. We'll accompany you on a test drive to offer that extra reassurance, and you'll be free to try as many different cars as you want until you find something that suits your individual needs. If you don't drive, and the vehicle will be used by a family member or a carer, a member of the Pentagon team will be more than happy to provide a chauffeured test drive.

    Our support doesn't end once you've driven away either. We offer the same pick-up and return service when your vehicle needs its annual service. In addition, a member of the Motability team will always be on hand to supply advice and answer any questions you may have. When you choose Pentagon you can be assured that you will receive the best possible service; Pentagon received commendations in the Motability National Dealer Group of the Year Award in both 2015 and 2016, followed by back-to-back wins in 2017 and 2018. Several Motability Specialists within the group have also been recognised with individual awards. If you would like to arrange an appointment with our specialists visit your nearest Pentagon dealership or call on 0330 390 6849. You can also see our further guides on Motability for more information, whether you are new to the scheme, an existing Motability user, or the carer for someone who is eligible.

  • New to Scheme Motabilty Guide

  • Motability Guide for Current Customers

  • Carers Guide to Motability

Representative Finance Example
APR Representative 13.9%
Cash Price £5,995
Deposit £0
1st Monthly Payment £136.55
58 Monthly Payment £136.55
Final Monthly Payment £146.55
Amount of Credit £5,995
Total Amount Payable £8,203.00
Total Charge for Credit £2,198
Duration 60 Months

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