There is some good news though. Young drivers do have options and it is possible to arrange car insurance without spending a small fortune. Vauxhall has come up with some fantastic deals that allow newly-qualified drivers to own their own car and start building up their no claims bonus straight away. Right now, it's possible to get a brand-new Vauxhall Corsa Ecoflex Excite and benefit from a year's free insurance – just as long as you're aged between 21 and 75. For even younger drivers between the ages of 18 and 21, who've wasted no time in passing their test, there's the option to get a year's insurance policy for just £99. This represents a hefty saving on what most people would expect to pay for annual cover, having only passed their test within the last 12 months.
An ideal first car, the Vauxhall Corsa Ecoflex Excite is available from Pentagon right now, priced from just £11,649.24. And what makes this new offer even sweeter is the fact that Vauxhall is prepared to pay the one-off, lump sum deposit of £1,903, meaning new owners can drive off the forecourt having only forked out the initial monthly payment of £169. In addition, a three-year finance deal with 0% APR means there's no interest to worry about either, just another 35 monthly payments of £169.69.
But free insurance and an amazing finance offer aren't the only things that make the new Vauxhall Corsa Ecoflex Excite a great buy. This three-door hatchback has been designed to offer the perfect mix of great looks, an impressive level of performance and incredible fuel economy. A set of 16-inch alloys, half leather seats and front fog lights come together to ensure this Corsa makes a statement on the road. Signature 'eagle-eye' headlights, smooth contours and dynamic styling finish off the look and ensure this car can't help but turn heads.
The very latest technology is evident throughout the interior of the Excite, with smart additions such as remote central locking and electric windows. Entertainment is taken care of thanks to an in-built CD player and a USB connection with iPod control, so getting access to your music collection is never a problem. It's also easy to safely stay in touch with friends and family while on the move if you really need to. The car comes with a mobile phone system with Bluetooth connectivity, ensuring that if a call does come through you can answer without having to take your eyes off the road and maintain 100 per cent concentration.
The Excite's 1.0-litre engine is particularly sprightly and offers maximum torque of 90Nm, while the five-speed manual transmission guarantees smooth gear changes. A well-designed chassis helps to maintain agile handling and robust cornering with minimum roll. The car really comes into its own in terms of efficiency though, as it can achieve an exceptional 55.4mpg combined and up to 65.7mpg in extra urban conditions. With such big gaps between visits to the pump, the Corsa Excite becomes even better value for money – a definite plus for young drivers who are likely to want to spend their hard-earned cash on things other than petrol. There's also good news for the environment, as the car's CO2 emissions are kept low at just 120g/km.
As you'd expect from a Vauxhall, safety features are built into the core design of the car. Multiple airbags and an advanced anti-lock braking system come as standard, while the optional electronic stability control system can also help drivers to stay in control when conditions become challenging.
One reason why Vauxhall and Pentagon are able to offer such a great deal on the Corse Excite is thanks to a partnership with Ingenie – the innovative technology company behind the Ingenie telematics box. To take advantage of the £99 insurance deal, drivers aged between 18 and 21 must have a device fitted to their vehicle that will monitor their driving. The unit is designed to build up a picture of the owner's driving style, with particular emphasis on speed, their approach to braking, cornering and acceleration. All this information is sent through to Ingenie in order to produce a rating out of 100. The safer the driver's actions behind the wheel, the better the rating.
But there's more. Not only is the presence of an Ingenie box a reminder to adhere to the rules of the road and adopt a safe and steady style of driving, the system rewards motorists who score highly by reducing their annual insurance premium. Every three months, the driver's annual insurance premium is reviewed and the price adjusted accordingly. And not only is it possible to save money on that year's premium, on average customers see their renewal quote for the following year drop by as much as 50 per cent. The Ingenie system offers a great way for young drivers to not only get behind the wheel, but also prove to an insurance company that they are safe behind the wheel and should therefore only have to pay an annual premium that's fair.
If you're interested in finding out more about the Vauxhall Corsa Excite, as well as how you can get behind the wheel for a test drive. Enquire with us online at www.pentagon-vauxhall.co.uk or give us a call on 0333 222 0424.