What are the benefits of the Motability Scheme? What does it include?

The Motability Scheme gives you a lease on a brand-new car in exchange for your mobility allowance. It also includes: Insurance Tax Servicing & Maintenance RAC breakdown cover Windscreen & tyre replacements Up to three named drivers 60,000 mileage allowance Many free adaptations Eligible claimants swap their weekly mobility allowance in exchange for a lease on a brand-new car of their choice. You drive the car for three years (or you can extend it to five years) with everything you need included in the price. All you need to add is fuel!

Who is eligible for Motability and how do I apply?

To be eligible for the Motability Scheme, you must receive one of the following allowances with at least 12 months of payments remaining: Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA) Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP) War Pensioners' Mobility Supplement (WPMS) Armed Forces Independence Payment (AFIP) Enhanced rate mobility part of Adult Disability Payment (Scotland) Higher rate mobility component of Child Disability Payment (Scotland) If you have less than 12 months, you’ll have to wait until your allowance is renewed. You can’t apply if you receive a lower rate of mobility allowance. You can’t apply if you receive DLA and have been instructed by the Department for Work and Pensions (DWP) to apply for PIP (this won’t affect you if you already have a Motability vehicle.) Parents of children over the age of three and non-drivers can apply, but the vehicle has to be used for the benefit of the claimant. Just get in touch with your local #brandName# dealership and we'll start the application process for you.

How much does the Motability scheme cost?

You pay for the Motability scheme by trading your weekly mobility allowance. The weekly price depends on the brand, model, trim level, engine and transmission type. With some vehicles, you’ll have some money leftover in your weekly mobility allowance whilst others take the full amount. Some cars will have an Advance Payment you have to pay first. You'll also find plenty of Motability cars with a £0 Advance Payment.

What Is Motability Advance Payment and why is it needed?

The Advance Payment is an upfront cost that you need to pay for certain cars. This can be anywhere from £50 to £5,000 and over. The Advance Payment allows the Motability scheme to offer higher spec cars, but you still get an amazing deal even if there is a higher Advance Payment. It’s a one-off, non-refundable payment that allows the scheme to provide more expensive models at an affordable price. All Advance Payment prices are agreed between the car manufacturers and the Motability Scheme. The cost is worked out based on the price of the car, future costs of servicing and maintenance and the resale value at the end of the lease. You can reduce your Advance Payment at Pentagon by bringing your privately-owned car in as a part exchange. You could also choose a car with a low or £0 Advance Payment to keep costs down.

What makes Pentagon's Motability Scheme different?

Getting Motability at Pentagon gives you peace of mind. You have the confidence that your Motability application is being handled by experts who have been working with the scheme since 1991. We’re here to support all customers, from answering initial questions to handling the application for you. Our care doesn’t end when you receive your vehicle. We’re here to support you through your whole lease and will be in contact to arrange regular servicing and maintenance. More reasons to choose Pentagon for Motability: National Motability Dealer Group of the Year 2022 Commendation We have worked closely with Motability since 1991 Choose from 11 car manufacturers A wide range of models to choose from Access your own dedicated Motability specialist Trade in your privately-owned car Specialist servicing with genuine OEM parts Accessible, comfortable dealerships

What are Motability adaptations and how do they work?

You can get access, stowage and driving control adaptations to make your car more comfortable to drive. Many are completely free whilst some you have to pay for (but you may be eligible for a grant to help with the cost). All adaptation work is carried out by Motability-approved installers. Certain cars aren't compatible with certain adaptations. That's why it's important to speak to us about any adaptation you need during the application process so we can best advise you on what to do.

How does Motability servicing work?

Servicing and maintenance are included with the car so you don't have to pay anything extra. As you're driving a new car it's important to keep to your service schedule as this maintains its warranty. Our friendly servicing team will get in touch when it's time to book in any routine servicing and maintenance. If you have a five-year lease you'll also need to get an MOT in years 4 and 5. We'll also contact you to arrange this.

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If you have a query relating to Discretionary Commission Agreements please email customer.care@pentagon-group.co.uk However, please note that if your query related to a purchase more that 7 years ago we will no longer hold any details due to our data retention policy.

Frequently Asked Questions

What are the benefits of the Motability Scheme? What does it include?
The Motability Scheme gives you a lease on a brand-new car in exchange for your mobility allowance. It also includes:
- Insurance
- Tax
- Servicing & Maintenance
- RAC breakdown cover
- Windscreen & tyre replacements
- Up to three named drivers
- 60,000 mileage allowance
- Many free adaptations
Eligible claimants swap their weekly mobility allowance in exchange for a lease on a brand-new car of their choice. You drive the car for three years (or you can extend it to five years) with everything you need included in the price. All you need to add is fuel!
Who is eligible for Motability and how do I apply?
To be eligible for the Motability Scheme, you must receive one of the following allowances with at least 12 months of payments remaining:
- Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
- Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
- War Pensioners' Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
- Enhanced rate mobility part of Adult Disability Payment (Scotland)
- Higher rate mobility component of Child Disability Payment (Scotland)
If you have less than 12 months, you’ll have to wait until your allowance is renewed.

You can’t apply if you receive a lower rate of mobility allowance. You can’t apply if you receive DLA and have been instructed by the Department for Work and Pensions (DWP) to apply for PIP (this won’t affect you if you already have a Motability vehicle.)

Parents of children over the age of three and non-drivers can apply, but the vehicle has to be used for the benefit of the claimant.

Just get in touch with your local #brandName# dealership and we'll start the application process for you.
How much does the Motability scheme cost?

You pay for the Motability scheme by trading your weekly mobility allowance. The weekly price depends on the brand, model, trim level, engine and transmission type. With some vehicles, you’ll have some money leftover in your weekly mobility allowance whilst others take the full amount. Some cars will have an Advance Payment you have to pay first. You'll also find plenty of Motability cars with a £0 Advance Payment.
What Is Motability Advance Payment and why is it needed?

The Advance Payment is an upfront cost that you need to pay for certain cars. This can be anywhere from £50 to £5,000 and over. The Advance Payment allows the Motability scheme to offer higher spec cars, but you still get an amazing deal even if there is a higher Advance Payment.

It’s a one-off, non-refundable payment that allows the scheme to provide more expensive models at an affordable price. All Advance Payment prices are agreed between the car manufacturers and the Motability Scheme. The cost is worked out based on the price of the car, future costs of servicing and maintenance and the resale value at the end of the lease.

You can reduce your Advance Payment at Pentagon by bringing your privately-owned car in as a part exchange. You could also choose a car with a low or £0 Advance Payment to keep costs down.
What makes Pentagon's Motability Scheme different?
Getting Motability at Pentagon gives you peace of mind. You have the confidence that your Motability application is being handled by experts who have been working with the scheme since 1991.

We’re here to support all customers, from answering initial questions to handling the application for you.

Our care doesn’t end when you receive your vehicle. We’re here to support you through your whole lease and will be in contact to arrange regular servicing and maintenance.

More reasons to choose Pentagon for Motability:
- National Motability Dealer Group of the Year 2022 Commendation
- We have worked closely with Motability since 1991
- Choose from 11 car manufacturers
- A wide range of models to choose from
- Access your own dedicated Motability specialist
- Trade in your privately-owned car
- Specialist servicing with genuine OEM parts
- Accessible, comfortable dealerships
What are Motability adaptations and how do they work?

You can get access, stowage and driving control adaptations to make your car more comfortable to drive. Many are completely free whilst some you have to pay for (but you may be eligible for a grant to help with the cost). All adaptation work is carried out by Motability-approved installers.

Certain cars aren't compatible with certain adaptations. That's why it's important to speak to us about any adaptation you need during the application process so we can best advise you on what to do.
How does Motability servicing work?

Servicing and maintenance are included with the car so you don't have to pay anything extra. As you're driving a new car it's important to keep to your service schedule as this maintains its warranty.

Our friendly servicing team will get in touch when it's time to book in any routine servicing and maintenance.

If you have a five-year lease you'll also need to get an MOT in years 4 and 5. We'll also contact you to arrange this.

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VAT Registration Number: GB880984866.

Representative Hire Purchase Finance Example
Cash Price	Deposit	1st Monthly Payment	58 Monthly Payment	Final Monthly Payment	Amount Of Credit	Total Amount Payable	Total Charge For Credit	Duration
£14,400	£0	£295.68	£295.68	£305.68	£14,400	£17,750.80	£3,350.80	60 Months
8.9% APR Representative

The first payment includes a £0 initial acceptance fee and the final payment includes a £10 option to purchase fee. Pentagon is a credit broker and not a lender. The APR in this example is representative of the whole website and includes manufacturer supported offers and standard finance rates. At least 51% of customers agreements arranged through Pentagon are at or below the representative APR shown.

Selected new car and van prices that are shown may apply to pre-registered vehicles in stock with delivery miles only. Demonstrator vehicles may show an estimated mileage based on the age of the vehicle as they are still in use. Please check with the dealership before considering your purchase.

Pentagon Motor Group is a division of Motus Group (UK) Limited which is authorised and regulated by the Financial Conduct Authority to act as a credit broker and not a lender (FCA number is FRN680108), sourcing credit to assist our customers' purchases from a carefully selected panel of lenders. For a list of these lenders please click here. A guarantor may be required. If you choose vehicle finance you will not own the vehicle until all payments are made. Applicants must be 18 years or over. Finance acceptance and interest rate is subject to status.

At Pentagon we offer a range of finance products from a limited number of approved lenders, these lenders pay Pentagon a commission for their introduction (either a fixed fee or a fixed percentage of the amount you borrow, different lenders may pay different commissions for such introductions). This commission does not affect the total amount you pay, has been negotiated and agreed in advance, and is not linked to the specific charges for credit of your agreement. Pentagon act on behalf of the lender when processing your application, have no ability to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit, and do not offer impartial advice.

For the sale of general insurance Motus Group (UK) Ltd is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Motus Group (UK) Ltd to act as an agent on behalf of the insurer for insurance distribution activities only.

0333 numbers cost 2.5p per minute from a standard BT landline which is the same as if you were calling an 01 or 02 number and is usually included within your mobile contract minutes (where applicable). 0800 calls are free from a standard BT landline. Calls from other networks and mobiles may vary. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to. Vehicles and images are shown for illustration purposes only. Fuel consumption information is official government environmental data, tested in accordance with the relevant EU directive. Official EU-regulated test data is provided for comparison purposes and actual performance will depend on driving style, road conditions and other non-technical factors.

Price changes

The quoted price is subject to taxes, import duties, levies and/or government charges. Any changes to these charges are outside of the control of Motus Group (UK) Limited and will be passed through to you in the final invoice.

Any changes to the vehicle cost price from our manufacturer (e.g. as a result of currency exchange movements) will be passed through to you in the final invoice. Should there be any changes to the invoiced price we will notify you as soon as we are aware. You are able to cancel the contract without penalty up to 7 days after receipt of the price notification.

CUPRA Born
CUPRA Born prices shown are MDP (Manufacturer’s Direct Price), inclusive of VAT. Sold by CUPRA UK, a trading division of Volkswagen Group United Kingdom Limited. MDP includes: delivery to Agent, number plates, new vehicle registration fee, the first year's Vehicle Excise Duty and VAT (calculated at 20%). CUPRA UK may change the MDP at any time (this includes where there are government changes in regulation and/or legislation). There may be a delay to any MDP prices displaying correctly on our materials.

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Representative Finance Example

APR Representative 8.9%

Cash Price £14,400

Deposit £0

1st Monthly Payment £295.68

58 Monthly Payment £295.68

Final Monthly Payment £305.68

Amount of Credit £14,400

Total Amount Payable £17,750.80

Total Charge for Credit £3,350.80

Duration 60 Months

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