What are the benefits of the Motability Scheme? What does it include?

The Motability Scheme gives you a lease on a brand-new car in exchange for your mobility allowance. It also includes: Insurance Tax Servicing & Maintenance RAC breakdown cover Windscreen & tyre replacements Up to three named drivers 60,000 mileage allowance Many free adaptations Eligible claimants swap their weekly mobility allowance in exchange for a lease on a brand-new car of their choice. You drive the car for three years (or you can extend it to five years) with everything you need included in the price. All you need to add is fuel!

Who is eligible for Motability and how do I apply?

To be eligible for the Motability Scheme, you must receive one of the following allowances with at least 12 months of payments remaining: Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA) Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP) War Pensioners' Mobility Supplement (WPMS) Armed Forces Independence Payment (AFIP) Enhanced rate mobility part of Adult Disability Payment (Scotland) Higher rate mobility component of Child Disability Payment (Scotland) If you have less than 12 months, you’ll have to wait until your allowance is renewed. You can’t apply if you receive a lower rate of mobility allowance. You can’t apply if you receive DLA and have been instructed by the Department for Work and Pensions (DWP) to apply for PIP (this won’t affect you if you already have a Motability vehicle.) Parents of children over the age of three and non-drivers can apply, but the vehicle has to be used for the benefit of the claimant. Just get in touch with your local #brandName# dealership and we'll start the application process for you.

How much does the Motability scheme cost?

You pay for the Motability scheme by trading your weekly mobility allowance. The weekly price depends on the brand, model, trim level, engine and transmission type. With some vehicles, you’ll have some money leftover in your weekly mobility allowance whilst others take the full amount. Some cars will have an Advance Payment you have to pay first. You'll also find plenty of Motability cars with a £0 Advance Payment.

What Is Motability Advance Payment and why is it needed?

The Advance Payment is an upfront cost that you need to pay for certain cars. This can be anywhere from £50 to £5,000 and over. The Advance Payment allows the Motability scheme to offer higher spec cars, but you still get an amazing deal even if there is a higher Advance Payment. It’s a one-off, non-refundable payment that allows the scheme to provide more expensive models at an affordable price. All Advance Payment prices are agreed between the car manufacturers and the Motability Scheme. The cost is worked out based on the price of the car, future costs of servicing and maintenance and the resale value at the end of the lease. You can reduce your Advance Payment at Pentagon by bringing your privately-owned car in as a part exchange. You could also choose a car with a low or £0 Advance Payment to keep costs down.

What makes Pentagon's Motability Scheme different?

Getting Motability at Pentagon gives you peace of mind. You have the confidence that your Motability application is being handled by experts who have been working with the scheme since 1991. We’re here to support all customers, from answering initial questions to handling the application for you. Our care doesn’t end when you receive your vehicle. We’re here to support you through your whole lease and will be in contact to arrange regular servicing and maintenance. More reasons to choose Pentagon for Motability: National Motability Dealer Group of the Year 2022 Commendation We have worked closely with Motability since 1991 Choose from 11 car manufacturers A wide range of models to choose from Access your own dedicated Motability specialist Trade in your privately-owned car Specialist servicing with genuine OEM parts Accessible, comfortable dealerships

What are Motability adaptations and how do they work?

You can get access, stowage and driving control adaptations to make your car more comfortable to drive. Many are completely free whilst some you have to pay for (but you may be eligible for a grant to help with the cost). All adaptation work is carried out by Motability-approved installers. Certain cars aren't compatible with certain adaptations. That's why it's important to speak to us about any adaptation you need during the application process so we can best advise you on what to do.

How does Motability servicing work?

Servicing and maintenance are included with the car so you don't have to pay anything extra. As you're driving a new car it's important to keep to your service schedule as this maintains its warranty. Our friendly servicing team will get in touch when it's time to book in any routine servicing and maintenance. If you have a five-year lease you'll also need to get an MOT in years 4 and 5. We'll also contact you to arrange this.

Motability for over 65s: am I still eligible?

6 Posted: 6th Aug 2021

For people over the age of 65, there is sometimes confusion about whether you can still enjoy the benefits of the Motability Scheme. But, in some circumstances, you can!

To lease a car or continue leasing through the Motability Scheme over the age of 65, you must have at least 12 months left on any eligible allowance.

Below we look at Motability Scheme eligibility over the age of 65 and other factors that may affect your claim status.

Motability for over 65s

The Motability Scheme criteria is the same for applicants over 65 as it is for applicants under 65. To qualify for a motability lease car, an individual will currently receive an eligible allowance. Plus, you need to have at least 12 months left on your allowance award.

To claim Motability for over 65s, you must receive at least one of the below allowances:

The Enhanced Rate of the mobility Component of Personal Independence Payment (PIP)	£62.55 a week*
The Higher Rate mobility Component of Disability Living Allowance (DLA)	£62.55 a week*
The Armed Forces Independence Payment (AFIP)	£62.55 a week*
The War Pensioners’ mobility Supplement (WPMS)	£69.85 a week*

*Current weekly allowance figures (subject to change)

Motability allowance age limits

The current age limit for claiming the above allowances for the first time through the Department for Work and Pensions (DWP) is 64.

This can cause confusion with claiming through the Motability Scheme. However, if you are over the age of 65 with 12 months left on any of the above allowances, you can exchange this value or part pay the lease of a motability car at Pentagon.

Unfortunately, you can’t apply for eligible allowances once you reach 65 years or older.
Other considerations for Motability over 65

Individuals over the age of 65 with additional care requirements such as mental or physical disabilities may nominate someone as a named driver on the lease. This is suitable for care home residents that will still benefit from the vehicle, so they enjoy the freedom the Motability Scheme brings.

Care home residents can still claim a Motability car, as long as they’re still fully benefiting from having the vehicle.

Motability lease cars can also be adapted for any additional driving needs. For example, specialist adaptations, improved accessibility, and stowage modifications can be implemented to make the driving experience suitable for the individual.
Motability from the Two-Time Motability Dealer Group of the Year
If you’re looking to get over 65 Motability, here at Pentagon we make the process simple and stress-free. Our award-winning service offers a dedicated motability-accredited specialist to guide you through the application, and we can handle parts of it for you to speed everything up.

You can choose from 11 different manufacturers to get the perfect car for your needs. In addition, our dealerships stock a wide variety of vehicles, including small city cars to modified larger models.

Leasing a car on the Motability Scheme offers tons of benefits, including:
- A brand new car of choice every three years
- Up to three named drivers
- Complete RAC breakdown cover
- Road tax included
- 60,000 mileage over three years
- From £0 advance payments
- Servicing, maintenance, tyres and windscreen cover included
- Some free motability adaptations
Get in touch for Motability scheme over 65

Whether you’re looking for a compact city car or roomy SUV, we have a selection of suitable vehicles in petrol, hybrid and electric!

To help you select your ideal model and answer any questions you may have about the scheme, contact us today to speak with one of our motability specialists about claiming Motability for over 65s.

Motability for over 65s: am I still eligible?

Motability for over 65s

Motability allowance age limits

Other considerations for Motability over 65

Motability from the Two-Time Motability Dealer Group of the Year

Get in touch for Motability scheme over 65

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Representative Hire Purchase Finance Example
Cash Price	Deposit	1st Monthly Payment	58 Monthly Payment	Final Monthly Payment	Amount Of Credit	Total Amount Payable	Total Charge For Credit	Duration
£5,995	£0	£136.55	£136.55	£146.55	£5,995	£8,203.00	£2,198	60 Months
13.9% APR Representative

Motability for over 65s: am I still eligible?

Motability for over 65s

Motability allowance age limits

Other considerations for Motability over 65

Motability from the Two-Time Motability Dealer Group of the Year

Get in touch for Motability scheme over 65

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