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CUPRA Car Finance

Thinking About Car Finance?

At Pentagon we believe buying your next CUPRA car should be as enjoyable and hassle-free as possible. That's why we make sure there's no pressure and no pushy sales advisors in any of our showrooms. We simply want to help you choose your next vehicle at your own pace and in your own time. The same goes for paying for your new vehicle.
Financing Your New Car At Pentagon

We know searching for the right loan can be a minefield. There's so much choice out there, and it's often difficult to know if you are getting the best value for money.

At Pentagon, we have a SAF approved finance specialist at each dealership who can help you find the best way to buy your new vehicle.
Fixed Rates
Your regular payment will not change during the course of your agreement no matter how much the Bank of England base rate fluctuates.

Low Deposit
We only need a small deposit of £99 on the vast majority of deals. Some even require no deposit at all!

Easy To Arrange
There are no forms to fill in. All you will be asked for are a few basic details at the time of the sale and to bring your driving licence to us prior to collection.

At Pentagon, we offer two main types of vehicle loans, Traditional finance (or Hire Purchase) and Low Payment Plan Finance (or Personal Contract Plans).
Key Features Of Low Payment Plan (PCP) Finance

The Pentagon Low Payment Plan – also known as Personal Contract Purchase (PCP) – is a popular and flexible method of paying for a vehicle. It is similar to Traditional Finance, but the payments are usually lower because there is an optional final payment (Guaranteed Future Value) that reflects a percentage of the anticipated value of the vehicle at the end of the agreement. At this point, you can choose to pay the final payment or simply return the vehicle to the finance company. Choosing to pay for your vehicle this way often means you can drive a higher specification vehicle for a lower monthly payment.
Affordability
With part of the car's value deferred until the end of the agreement, the monthly payments are lower than with many other finance plans.

Fixed interest rate
Even if other interest rates go up, the interest rate on your finance repayments will not be affected.

Financial security
With our Guaranteed Future Value, you have the security of knowing the value of your car at the end of your agreement.

Choice
At the end of your agreement, you can make the final payment and keep the car, hand it back, or trade it in. And there's no need to decide what to do until then.
Key Features Of Traditional (Hire Purchase) Finance

Traditional Finance - also know as Hire Purchase (HP) - tends to suit the buyer who intends on keeping the vehicle for longer than the term of the loan. Your deposit is deducted from the total cash price of the vehicle to give a balance that requires financing. Interest is then added and the total of the balance and interest is then repaid in equal instalments throughout the life of the loan via monthly repayments, usually over a 2, 3, 4 or 5-year agreement (whichever you prefer). This is the simplest and most popular method of buying a car with finance. After you've made your final payment at the end of your agreement, the car is yours.

Fixed repayments
At the beginning of the agreement, both the amount you will pay every month and the repayment period is fixed and will not change.

Fixed interest rate
Even if other interest rates go up, the interest rate on your finance repayments will not be affected.

Flexible payment terms
Choose the length of the repayment period to suit your budget. You can choose between 12 and 60 months, it's entirely up to you.

Low or no deposit
You could choose to either part exchange your current vehicle and use that amount as your deposit, or put down no deposit upfront and finance the whole amount.
Car Finance Checker

Car Finance Checker is a fast, free and easy way to find the car finance deal that best fits your credit profile.

Click on any new or used car and our simple service will let you check your finance eligibility on the vehicle you want to buy. Car Finance Checker uses a sophisticated credit decision-making engine that predicts the likelihood of you being approved for finance from a range of approved lenders.

Car Finance Checker is free, without obligation and, importantly, does not impair your credit profile or rating.
At Pentagon We Are SAF Approved

Our Specialist Automotive Finance (SAF) Approved status recognises our commitment to increased professional standards and motor finance knowledge.

At Pentagon, all our dealerships are SAF Approved and all our customer-facing employees who are involved in the sale of finance have passed the SAF competence test.
Credit Ratings

Finance companies use certain pieces of data to determine the credit profile of a customer. If you would like to learn more about what makes up a credit rating and how to boost the faotors that affect it, have a look at our credit rating page.

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Car Finance Enquiry

Please complete the form below:

Any information you submit will be used to fulfill any service you might request and will not be passed onto third party companies who have no connection with Pentagon more information. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to.

Locations

Please contact us if you require additional information.

Pentagon CUPRA Huddersfield

1 Fartown Green Rd
Bradford Rd
Huddersfield West Yorkshire
HD2 1AA

Pentagon

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Representative Finance Example

APR Representative 8.9%

Cash Price £8,995

Deposit £181.00

1st Monthly Payment £181.06

58 Monthly Payment £181.06

Final Monthly Payment £182.06

Amount of Credit £8,814.00

Total Amount Payable £11,045.00

Total Charge for Credit £2,049.60

Fixed Interest per Annum 4.65%

Duration 60 Months

© 2021 Pentagon Motor Group is a division of Motus Group (UK) Limited
© 21st Century Internet Ltd

© Pentagon Motor Group is a division of Motus Group (UK) Limited. Motus, Oakingham House, Ground Floor, West Wing, London Road, Loudwater, High Wycombe, Bucks, HP11 1JU. Registered in England and Wales, Number: 653665. VAT Registration Number: GB880984866. ICO Data Protection Registration Number: Z6033829.

Representative Hire Purchase Finance Example
Cash Price	Deposit	1st Monthly Payment	58 Monthly Payment	Final Monthly Payment	Amount Of Credit	Total Amount Payable	Total Charge For Credit	Fixed Rate Of Interest Per Annum	Duration
£8,995	£181.00	£181.06	£181.06	£182.06	£8,814.00	£11,045.00	£2,049.60	4.65%	60 Months
8.9% APR Representative

The first payment includes a £0 initial acceptance fee and the final payment includes a £1 option to purchase fee. Pentagon is a credit broker and not a lender. The APR in this example is representative of the whole website and includes manufacturer supported offers and standard finance rates. At least 51% of customers agreements arranged through Pentagon are at or below the representative APR shown.

Selected new car and van prices that are shown may apply to pre-registered vehicles in stock with delivery miles only. Demonstrator vehicles may show an estimated mileage based on the age of the vehicle as they are still in use. Although we aim for this to be accurate within the last 31 days, please check with the dealership before considering your purchase.

Pentagon Motor Group is a division of Motus Group (UK) Limited which is authorised and regulated by the Financial Conduct Authority to act as a credit broker and not a lender (FCA number is 680108), sourcing credit to assist our customers' purchases from a carefully selected panel of lenders. For a list of these lenders please click here. Lenders may pay us a fee for these introductions. A guarantor may be required. If you choose vehicle finance you will not own the vehicle until all payments are made. Applicants must be 18 years or over. Finance acceptance and interest rate is subject to status.

For the sale of general insurance Motus Group (UK) Ltd is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Motus Group (UK) Ltd to act as an agent on behalf of the insurer for insurance distribution activities only.

0333 numbers cost 2.5p per minute from a standard BT landline which is the same as if you were calling an 01 or 02 number and is usually included within your mobile contract minutes (where applicable). 0800 calls are free from a standard BT landline. Calls from other networks and mobiles may vary. As part of our ongoing commitment to improving the service we offer Motus Group UK customers, calls may be recorded for marketing and training purposes. These recordings are retained for 30 days, at which point they are deleted and cannot be retrieved. If you would prefer that we do not record your call, please inform the member of staff that you are speaking to who will suspend call recording for the duration of your conversation. Similarly, if at any point during the call you wish to stop the recording, please inform the member of staff you are speaking to. Vehicles and images are shown for illustration purposes only. Fuel consumption information is official government environmental data, tested in accordance with the relevant EU directive. Official EU-regulated test data is provided for comparison purposes and actual performance will depend on driving style, road conditions and other non-technical factors.

Price changes

The quoted price is subject to taxes, import duties, levies and/or government charges. Any changes to these charges are outside of the control of Motus Group (UK) Limited and will be passed through to you in the final invoice.

Any changes to the vehicle cost price from our manufacturer (e.g. as a result of currency exchange movements) will be passed through to you in the final invoice. Should there be any changes to the invoiced price we will notify you as soon as we are aware. You are able to cancel the contract without penalty up to 7 days after receipt of the price notification.